{"id":8625,"date":"2023-09-01T00:41:27","date_gmt":"2023-09-01T00:41:27","guid":{"rendered":"https:\/\/integrumresources.com\/fmloans\/?page_id=8625"},"modified":"2023-09-26T02:16:34","modified_gmt":"2023-09-26T02:16:34","slug":"fha-loan-overview","status":"publish","type":"page","link":"https:\/\/integrumresources.com\/fmloans\/fha-loan-overview\/","title":{"rendered":"FHA Loan Overview"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8625\" class=\"elementor elementor-8625\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ac924fd e-flex e-con-boxed e-con e-parent\" data-id=\"ac924fd\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d8f6217 e-flex e-con-boxed e-con e-child\" data-id=\"d8f6217\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5a4f805 e-flex e-con-boxed e-con e-child\" data-id=\"5a4f805\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49ea439 home elementor-widget elementor-widget-heading\" data-id=\"49ea439\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.16.0 - 20-09-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/integrumresources.com\/fmloans\">HOME<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e68bf7e elementor-widget elementor-widget-heading\" data-id=\"e68bf7e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/integrumresources.com\/fmloans\">I<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4413166 elementor-widget elementor-widget-heading\" data-id=\"4413166\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">FHA Loan Overview<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-789aff5 elementor-widget elementor-widget-heading\" data-id=\"789aff5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Dive into the world of FHA loans, government-backed mortgages designed to make homeownership accessible for a wider range of citizens. Discover their key features, benefits, and how they can serve as a viable financing option for your dream home.<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43abe8f elementor-widget elementor-widget-button\" data-id=\"43abe8f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#get-started\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-614ad60 e-flex e-con-boxed e-con e-parent\" data-id=\"614ad60\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0d3f709 e-con-full e-flex e-con e-child\" data-id=\"0d3f709\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24691e9 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"24691e9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FHA LOANS<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-daf525e elementor-widget elementor-widget-heading\" data-id=\"daf525e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What is a FHA Loan?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2b4323 elementor-widget elementor-widget-text-editor\" data-id=\"e2b4323\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.16.0 - 20-09-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>The Federal Housing Administration (FHA) is an agency within the U.S. Department of Housing and Urban Development (HUD). Established in 1934, the FHA has since been integral to the country&#8217;s housing market, primarily through its mortgage insurance programs. FHA loans are a popular choice for many homebuyers, especially first-timers and those with lower credit scores or smaller down payments<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-300ed9b e-flex e-con-boxed e-con e-parent\" data-id=\"300ed9b\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7f0b020 e-con-full e-flex e-con e-child\" data-id=\"7f0b020\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d108d53 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d108d53\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-757697b elementor-widget elementor-widget-heading\" data-id=\"757697b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Features and Benefits of FHA Loans<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-caca16d e-con-full e-flex e-con e-child\" data-id=\"caca16d\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9e572c4 e-flex e-con-boxed e-con 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fill=\"#ddebfd\"><\/path><g fill=\"#ddebfd\"><path d=\"m172.717 234.71c-14.761 0-26.77-12.009-26.77-26.77 0-14.762 12.009-26.771 26.77-26.771s26.77 12.009 26.77 26.771c0 14.761-12.009 26.77-26.77 26.77zm0-38.087c-6.24 0-11.317 5.077-11.317 11.318s5.077 11.317 11.317 11.317 11.317-5.076 11.317-11.317-5.076-11.318-11.317-11.318z\"><\/path><path d=\"m94.153 155.708c-14.761 0-26.77-12.009-26.77-26.771 0-14.761 12.009-26.77 26.77-26.77s26.77 12.009 26.77 26.77c.001 14.762-12.009 26.771-26.77 26.771zm0-38.087c-6.24 0-11.317 5.076-11.317 11.317 0 6.24 5.077 11.318 11.317 11.318s11.317-5.077 11.317-11.318c.001-6.241-5.076-11.317-11.317-11.317z\"><\/path><\/g><g fill=\"#4980ac\"><path d=\"m172.717 298.475h-78.564c-4.267 0-7.726-3.459-7.726-7.726 0-4.268 3.459-7.726 7.726-7.726h78.564c4.267 0 7.726 3.459 7.726 7.726.001 4.267-3.459 7.726-7.726 7.726z\"><\/path><path d=\"m172.717 345.14h-78.564c-4.267 0-7.726-3.459-7.726-7.726s3.459-7.726 7.726-7.726h78.564c4.267 0 7.726 3.459 7.726 7.726s-3.459 7.726-7.726 7.726z\"><\/path><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tLow down payment requirement (usually 3.5%).\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2046d1f e-flex e-con-boxed e-con e-child\" data-id=\"2046d1f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdb6893 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"fdb6893\" data-element_type=\"widget\" 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c-24,15-54.901,11.699-74.7-8.401l158.099-174.6C376.901,233.186,378.401,240.386,375.7,246.386z\"><\/path><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tLower credit score requirements (typically 580 or higher)\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b5d1d6 e-flex e-con-boxed e-con e-child\" data-id=\"6b5d1d6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-388fcd5 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"388fcd5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g clip-rule=\"evenodd\" fill-rule=\"evenodd\"><path d=\"m171.358 427.989v-153.97c0-5.508 4.493-10.001 10.001-10h304.638c5.508-.001 10.001 4.491 10.001 10v153.97c0 5.509-4.493 10.001-10.002 10-112.026 0-192.611 0-304.638 0-5.507 0-10-4.492-10-10z\" fill=\"#00cf8a\"><\/path><g><path d=\"m141.355 457.99v-153.97c0-5.508 4.493-10.001 10.001-10h304.638c5.508-.001 10.002 4.491 10.002 10v153.97c0 5.509-4.493 10.001-10.002 10-112.026 0-192.611 0-304.638 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>\n\t\t\t\t\t\tFlexible income and debt-to-income ratio guidelines.\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-371f8cc e-flex e-con-boxed e-con e-child\" data-id=\"371f8cc\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4704049 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"4704049\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon 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fill=\"#64caff\"><\/path><\/g><\/g><g><path d=\"m210.439 288.528h-21.005c-4.204 0-7.611-3.407-7.611-7.612s3.407-7.611 7.611-7.611h21.005c4.204 0 7.611 3.407 7.611 7.611s-3.407 7.612-7.611 7.612z\" fill=\"#a2dbff\"><\/path><\/g><g><path d=\"m90.351 423.926c.776-2.62 1.133-5.419.989-8.322-.619-12.555-10.787-22.849-23.334-23.605-14.454-.87-26.448 10.594-26.448 24.86 0 2.367.332 4.656.95 6.825.844 2.959.192 6.126-1.859 8.42-5.965 6.671-9.382 15.669-8.723 25.464 1.152 17.095 14.992 30.959 32.085 32.137 20.23 1.394 37.073-14.603 37.073-34.535 0-8.872-3.338-16.965-8.826-23.091-1.985-2.217-2.752-5.3-1.907-8.153z\" fill=\"#6ce79a\"><\/path><path d=\"m92.259 432.079c-1.986-2.216-2.752-5.3-1.907-8.153.776-2.62 1.132-5.419.989-8.322-.619-12.555-10.787-22.849-23.334-23.605-4.423-.266-8.612.627-12.301 2.397 8.022 3.862 13.725 11.909 14.183 21.208.143 2.903-.214 5.703-.989 8.322-.845 2.853-.078 5.936 1.907 8.153 5.488 6.126 8.826 14.219 8.826 23.091 0 15.372-10.023 28.394-23.886 32.913 2.635.864 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fill=\"#fff2e2\"><\/path><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tPotential for assistance with closing costs.\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f235b7a e-flex e-con-boxed e-con e-child\" data-id=\"f235b7a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51dc8f8 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"51dc8f8\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" height=\"512\" viewBox=\"0 0 1580 1580\" width=\"512\"><g><path d=\"m1093.62 591.83h420.78v-545.41h-636.75v545.41h80.4v159.93z\" fill=\"#67b2e6\"><\/path><path d=\"m1225.31 874.73c-69.51 73.47-121.14 163.75-149.21 260.91-10.42 36.06-17.63 74.52-8.61 110.96 12.99 52.52 58.53 92.37 109.13 111.51 42.51 16.08 88.41 19.67 134.07 19.51 45.66.17 91.57-3.43 134.07-19.51 50.6-19.14 96.14-58.99 109.13-111.51 9.02-36.44 1.81-74.9-8.61-110.96-28.07-97.17-79.7-187.44-149.21-260.91z\" fill=\"#ff822d\"><\/path><path d=\"m1444.49 739.32-52.81 135.41h-161.96l-52.81-135.41c33.45 0 33.45 19.99 66.89 19.99 33.45 0 33.45-19.99 66.9-19.99s33.45 19.99 66.9 19.99 33.44-19.99 66.89-19.99z\" fill=\"#e67529\"><\/path><g><g><path d=\"m360.75 996.96c9.41-20.09 18.53-47.71 19.27-76.35.45-17.73-2.73-25.51-5.92-37.75v-85.07h212.85l2.81 92.29v.01c-1.8 7.12-3.06 14.46-2.77 26.06.8 31.18 11.31 59.65 22.26 80.98v139.4h-248.5z\" fill=\"#f0c0aa\"><\/path><\/g><g><path d=\"m273.83 594.85c-9.55-22.1-11.23-47.22-12.75-71.66-1.31-21.02-2.54-42.79 2.38-63.39 5.21-21.85 20.55-43.84 33.99-60.29 2.95-3.61 6.01-7.11 9.18-10.49 44.91-48.05 118.88-73.21 156.51-81.86 30.47-7 62.69-10.57 94.18-8.14 17.54 1.35 35.93 3.83 53 8.62 14.02 3.93 27.92 11.37 36.35 24.39 9.07 14.02 11.27 31.74 22.13 44.59 11.86 14.02 28.02 22.39 40.16 36.09 16.22 18.31 32.37 47.14 34.71 72.98 2.11 23.28-7.11 45.25-17.73 64.65-1.81 3.31-20.68 40.63-24.94 44.52z\" fill=\"#8f4c2e\"><\/path><path d=\"m700.99 594.85v99.91c0 130.59-95.62 236.45-213.58 236.45-117.96 0-213.58-105.86-213.58-236.45v-99.91s26.07-17.21 54.65-48.84c0 0 137.13 89.64 319.12 3.89 0-.01 27.32 28.86 53.39 44.95z\" fill=\"#f9c7b2\"><\/path><path d=\"m915.35 1166.75c-8.52-30.4-18.38-53.48-31.03-74.64-7.09-11.89-38.17-61.81-98.86-95.98-14.54-8.18-28.81-14.36-42.4-18.97-39.14-13.33-72.75-13.87-91.36-13.03l-168.78 118.37-162.35-118.38c-19.33-.89-54.79-.25-95.85 14.6-12.23 4.42-24.97 10.11-37.92 17.39-60.71 34.16-91.78 84.09-98.87 95.98-12.64 21.15-22.5 44.25-31.01 74.64-34.69 123.75-35.02 325.28-34.9 366.84h928.24c.11-41.55-.22-243.07-34.91-366.82z\" fill=\"#85a3fa\"><\/path><g><g><g><path d=\"m207.96 1291.86v241.71h-27.84v-241.71c0-7.69 6.23-13.91 13.91-13.91 7.69 0 13.93 6.23 13.93 13.91z\" fill=\"#7792e0\"><\/path><\/g><g><path d=\"m792.15 1291.86v241.71h-27.84v-241.71c0-7.69 6.23-13.91 13.91-13.91s13.93 6.23 13.93 13.91z\" fill=\"#7792e0\"><\/path><\/g><\/g><\/g><\/g><\/g><g><path d=\"m1056.56 275.64v209.76h94.67v-131.06h89.6v131.06h94.67v-209.76l-139.47-117.28z\" fill=\"#ebf4ff\"><\/path><g><path d=\"m1379.64 328.13c-3.53 0-7.09-1.19-10.01-3.63l-44.16-36.85-129.45-108-138.35 115.43-35.26 29.42c-6.63 5.53-16.49 4.64-22.03-1.99-5.53-6.63-4.64-16.49 1.99-22.03l44.16-36.85 139.46-116.36c5.8-4.84 14.23-4.84 20.04 0l148.36 123.78 35.26 29.42c6.63 5.53 7.52 15.39 1.99 22.03-3.07 3.71-7.52 5.63-12 5.63z\" fill=\"#ff725c\"><\/path><\/g><\/g><path d=\"m1403.05 889.35h-184.71c-8.07 0-14.62-6.54-14.62-14.62 0-8.07 6.54-14.62 14.62-14.62h184.71c8.07 0 14.62 6.54 14.62 14.62 0 8.07-6.55 14.62-14.62 14.62z\" fill=\"#fdd559\"><\/path><g fill=\"#ffdc70\"><path d=\"m1315.29 1252.61c-17.22 0-31.89-2.56-43.61-7.61-11.85-5.11-21.29-12.92-28.05-23.21-4.16-6.33-7.14-13.27-8.87-20.61-.98-4.16-.11-8.53 2.39-11.99 2.47-3.42 6.32-5.6 10.56-5.97.35-.03.8-.05 1.23-.05 6.55 0 12.35 4.45 14.09 10.82 1.3 4.75 3.16 8.93 5.52 12.43 3.76 5.59 9.75 10.2 17.8 13.7 8.18 3.56 17.53 5.36 27.8 5.36 9.1 0 17.24-1.37 24.18-4.06 6.76-2.63 11.84-6.23 15.07-10.72 3.21-4.45 4.84-9.36 4.84-14.61 0-5.3-1.55-9.98-4.61-13.91-3.11-4-8.41-7.44-15.76-10.25-4.97-1.93-16.13-4.98-33.13-9.07-17.33-4.16-29.28-8.02-36.53-11.8l-.36-.18c-9.21-4.84-16.22-10.98-20.81-18.25-4.62-7.31-6.96-15.59-6.96-24.63 0-9.9 2.84-19.27 8.45-27.87 5.62-8.61 13.91-15.22 24.64-19.66 10.57-4.36 22.46-6.58 35.33-6.58 14.16 0 26.84 2.32 37.71 6.91 11.02 4.65 19.62 11.6 25.58 20.67 3.24 4.93 5.7 10.3 7.31 15.97 1.18 4.16.43 8.58-2.06 12.14-2.51 3.6-6.46 5.85-10.85 6.18l-.24.02c-.44.04-.82.05-1.19.05-6.39 0-11.93-4.19-13.78-10.44-2-6.76-5.48-12.22-10.34-16.21-6.89-5.66-17.36-8.52-31.11-8.52-14.36 0-24.88 2.6-31.27 7.71-6.22 4.98-9.37 11.03-9.37 17.97 0 6.05 2.11 10.89 6.45 14.78l.23.2c4.82 4.01 17.28 8.35 36.09 12.61 20.52 4.65 34.23 8.6 41.91 12.09 11.23 5.18 19.7 11.88 25.16 19.89l.17.24c5.38 7.99 8.12 17.4 8.12 27.89 0 10.4-3.01 20.33-8.95 29.52-5.96 9.2-14.6 16.42-25.66 21.47-10.96 5.03-23.45 7.58-37.12 7.58z\"><\/path><path d=\"m1310.7 1278.59c-9.64 0-17.47-7.84-17.47-17.47v-11.06c0-9.64 7.84-17.47 17.47-17.47s17.47 7.84 17.47 17.47v11.06c0 9.63-7.84 17.47-17.47 17.47z\"><\/path><path d=\"m1310.7 1073.88c-9.64 0-17.47-7.84-17.47-17.47v-11.02c0-9.64 7.84-17.47 17.47-17.47s17.47 7.84 17.47 17.47v11.02c0 9.63-7.84 17.47-17.47 17.47z\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tAvailability for first-time homebuyers.\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f217b3 e-flex e-con-boxed e-con e-parent\" data-id=\"0f217b3\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ade788c e-con-full e-flex e-con e-child\" data-id=\"ade788c\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cf117b elementor-widget elementor-widget-heading\" data-id=\"7cf117b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">FHA Loan Types<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d036ee elementor-widget elementor-widget-heading\" data-id=\"0d036ee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Fixed-Rate FHA Loan<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28a7e0a elementor-widget elementor-widget-text-editor\" data-id=\"28a7e0a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A fixed-rate FHA loan offers a stable interest rate throughout the life of the loan. This means that your monthly mortgage payments remain consistent over time. It provides predictability and is a suitable option for borrowers who prefer a steady payment schedule and want to lock in a specific interest rate. Fixed-rate FHA loans are well-suited for those who plan to stay in their homes for an extended period and want to avoid potential interest rate fluctuations.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41efbe4 elementor-widget elementor-widget-heading\" data-id=\"41efbe4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Annual Mortgage Insurance Premium (MIP)<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9af06da elementor-widget elementor-widget-text-editor\" data-id=\"9af06da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In addition to the upfront premium, FHA borrowers are required to pay an ongoing monthly mortgage insurance premium called MIP. The MIP amount is calculated based on the loan amount, the initial loan-to-value ratio, and the term of the loan. This ongoing premium provides further protection to lenders throughout the life of the loan.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2d3401 elementor-widget elementor-widget-text-editor\" data-id=\"e2d3401\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The requirement for mortgage insurance is a defining feature of FHA loans and distinguishes them from conventional loans. Conventional loans might also require private mortgage insurance (PMI) if the borrower puts down less than 20% of the home&#8217;s purchase price.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e81c47 elementor-widget elementor-widget-text-editor\" data-id=\"5e81c47\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Mortgage insurance for FHA loans not only reduces the lender&#8217;s risk but also allows borrowers with lower credit scores and smaller down payments to qualify for financing. This helps make homeownership more accessible to a wider range of individuals, particularly those who may not meet the strict eligibility criteria of conventional loans.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bfd4543 e-con-full e-flex e-con e-child\" data-id=\"bfd4543\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7603341 elementor-widget elementor-widget-heading\" data-id=\"7603341\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Mortgage Insurance<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-725000a elementor-widget elementor-widget-text-editor\" data-id=\"725000a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Mortgage insurance is required for an FHA loan primarily to mitigate the risk that lenders take on when offering these loans. The Federal Housing Administration (FHA), a part of the U.S. Department of Housing and Urban Development (HUD), insures FHA loans. This insurance protects the lender in case the borrower defaults on the loan. There are two types of mortgage insurance associated with FHA loans.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c58146 elementor-widget elementor-widget-heading\" data-id=\"9c58146\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Upfront Mortgage Insurance Premium (UFMIP)<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d43178f elementor-widget elementor-widget-text-editor\" data-id=\"d43178f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Borrowers are required to pay an upfront fee, known as the UFMIP, which is a percentage of the loan amount. This fee is typically financed into the loan. The UFMIP provides a financial cushion for the FHA in case of borrower default, helping to ensure that the FHA loan program remains sustainable and available to homebuyers.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c559ca5 elementor-widget elementor-widget-heading\" data-id=\"c559ca5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Eligibility Criteria<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb2a378 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bb2a378\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/integrumresources.com\/fmloans\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-tick-light\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A minimum credit score will be necessary to determine eligibility for an FHA loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-tick-light\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Debt to income ratio will play a factor in approval for an FHA loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-tick-light\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">FHA loans are primarily used for primary residences<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76bb5b7 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"76bb5b7\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rd.usda.gov\/files\/RD-SFHAreaLoanLimitMap.pdf\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-arrow-right-line\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Loan Limits Map<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f4d054 e-flex e-con-boxed e-con e-parent\" data-id=\"9f4d054\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e556563 e-con-full e-flex e-con e-child\" data-id=\"e556563\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19c646c elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"19c646c\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Choose<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f103201 elementor-widget elementor-widget-heading\" data-id=\"f103201\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Why Choose an FHA Loan?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4e5071 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"f4e5071\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2560\" class=\"e-n-accordion-item e-normal\" open>\n\t\t\t\t<summary class='e-n-accordion-item-title'>\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Lower Down Payment <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"elementor-element elementor-element-50fffd4 e-con-full e-flex e-con e-child\" data-id=\"50fffd4\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-129ad84 e-flex e-con-boxed e-con e-child\" data-id=\"129ad84\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-140294c elementor-widget elementor-widget-text-editor\" data-id=\"140294c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>FHA loans typically require a lower down payment, as low as 3.5% of the home&#8217;s purchase price. This makes homeownership more accessible, especially for first-time buyers.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2561\" class=\"e-n-accordion-item e-normal\" >\n\t\t\t\t<summary class='e-n-accordion-item-title'>\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Assistance with Closing Costs <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"elementor-element elementor-element-a47848a e-con-full e-flex e-con e-child\" data-id=\"a47848a\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d77fcf5 e-flex e-con-boxed e-con e-child\" data-id=\"d77fcf5\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-562c6a4 elementor-widget elementor-widget-text-editor\" data-id=\"562c6a4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tFHA loans allow sellers to contribute to closing costs, reducing the upfront expenses for buyers\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2562\" class=\"e-n-accordion-item e-normal\" >\n\t\t\t\t<summary class='e-n-accordion-item-title'>\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Competitive Interest Rates <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"elementor-element elementor-element-15ed823 e-con-full e-flex e-con e-child\" data-id=\"15ed823\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5fde180 e-flex e-con-boxed e-con e-child\" data-id=\"5fde180\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8419fb9 elementor-widget elementor-widget-text-editor\" data-id=\"8419fb9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tFHA loans offer competitive interest rates, providing potential savings over the life of the loan.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2563\" class=\"e-n-accordion-item e-normal\" >\n\t\t\t\t<summary class='e-n-accordion-item-title'>\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Fixed and Adjustable Options <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c3cca9 e-con-full e-flex e-con e-child\" data-id=\"6c3cca9\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2823329 e-flex e-con-boxed e-con e-child\" data-id=\"2823329\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f38e23 elementor-widget elementor-widget-text-editor\" data-id=\"5f38e23\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>FHA loans offer both fixed-rate and adjustable-rate options, allowing borrowers to choose the loan type that fits their financial goals.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2564\" class=\"e-n-accordion-item e-normal\" >\n\t\t\t\t<summary class='e-n-accordion-item-title'>\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Lower Income Requirements <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e62a00 e-con-full e-flex e-con e-child\" data-id=\"7e62a00\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7a82423 e-flex e-con-boxed e-con e-child\" data-id=\"7a82423\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b171e56 elementor-widget elementor-widget-text-editor\" data-id=\"b171e56\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>FHA loans have more flexible debt-to-income ratio requirements, accommodating a broader range of income levels.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2565\" class=\"e-n-accordion-item e-normal\" >\n\t\t\t\t<summary class='e-n-accordion-item-title'>\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Support for First-Time Buyers <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc702ea e-con-full e-flex e-con e-child\" data-id=\"dc702ea\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-aca4a53 e-flex e-con-boxed e-con e-child\" data-id=\"aca4a53\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96524dc elementor-widget elementor-widget-text-editor\" data-id=\"96524dc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>FHA loans are particularly suited for first-time homebuyers due to their accessible terms and requirements.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2566\" class=\"e-n-accordion-item e-normal\" >\n\t\t\t\t<summary class='e-n-accordion-item-title'>\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Government Backing <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"elementor-element elementor-element-675e28d e-con-full e-flex e-con e-child\" data-id=\"675e28d\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-88871c7 e-flex e-con-boxed e-con e-child\" data-id=\"88871c7\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a15ef49 elementor-widget elementor-widget-text-editor\" data-id=\"a15ef49\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>FHA loans are insured by the government, providing lenders with added security and borrowers with access to favorable terms.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2567\" class=\"e-n-accordion-item e-normal\" >\n\t\t\t\t<summary class='e-n-accordion-item-title'>\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Refinancing Options <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab98e95 e-con-full e-flex e-con e-child\" data-id=\"ab98e95\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-265f8f3 e-flex e-con-boxed e-con e-child\" data-id=\"265f8f3\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-314cf97 elementor-widget elementor-widget-text-editor\" data-id=\"314cf97\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>FHA loans can also be refinanced through the FHA streamline refinance program, which simplifies the process and reduces documentation.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2568\" class=\"e-n-accordion-item e-normal\" >\n\t\t\t\t<summary class='e-n-accordion-item-title'>\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Versatile Property Types <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div class=\"elementor-element elementor-element-472e9f7 e-con-full e-flex e-con e-child\" data-id=\"472e9f7\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b7e2926 e-flex e-con-boxed e-con e-child\" data-id=\"b7e2926\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6952cd3 elementor-widget elementor-widget-text-editor\" data-id=\"6952cd3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>FHA loans can be used for various property types, including single-family homes, multi-unit properties, and condominiums.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e1b02a2 e-flex e-con-boxed e-con e-parent\" data-id=\"e1b02a2\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-de7d526 e-con-full e-flex e-con e-child\" data-id=\"de7d526\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1a415b elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e1a415b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Experts<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90aa4b5 elementor-widget elementor-widget-heading\" data-id=\"90aa4b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Work with Our Foundation Mortgage Experts<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a759e1 e-con-full e-flex e-con e-child\" data-id=\"7a759e1\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-bf1a36a e-flex e-con-boxed e-con e-child\" data-id=\"bf1a36a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74162b6 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"74162b6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"#get-started\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g><path d=\"m472.865 8v415.01c0 4.42-3.59 8-8 8h-303.41c-4.41 0-8-3.58-8-8v-415.01c0-4.42 3.59-8 8-8h303.41c4.41 0 8 3.58 8 8z\" fill=\"#dff6fd\"><\/path><path d=\"m186.455 431.01h-25c-4.41 0-8-3.58-8-8v-415.01c0-4.42 3.59-8 8-8h25c-4.55 0-8.24 3.69-8.24 8.24v414.53c0 4.55 3.69 8.24 8.24 8.24z\" fill=\"#c8effe\"><\/path><path d=\"m436.805 44.06v415.01c0 4.41-3.58 8-8 8h-303.4c-4.42 0-8-3.59-8-8v-415.01c0-4.42 3.58-8 8-8h303.4c4.42 0 8 3.58 8 8z\" fill=\"#f2fbff\"><\/path><path d=\"m150.395 467.07h-24.99c-4.42 0-8-3.59-8-8v-415.01c0-4.42 3.58-8 8-8h24.99c-4.55 0-8.24 3.69-8.24 8.24v414.52c0 4.56 3.69 8.25 8.24 8.25z\" fill=\"#dff6fd\"><\/path><path d=\"m193.865 434.63c0 41.84-33.22 75.93-74.72 77.32-.88.04-1.76.05-2.65.05-42.73 0-77.36-34.64-77.36-77.37 0-42.72 34.63-77.36 77.36-77.36.89 0 1.77.01 2.65.05 41.5 1.39 74.72 35.48 74.72 77.31z\" fill=\"#6ed5a1\"><\/path><path d=\"m106.053 467.982c-5.012 0-10.023-1.906-13.839-5.721l-17.021-17.022c-5.214-5.215-5.608-13.768-.489-19.076 5.215-5.408 13.827-5.465 19.114-.178l9.321 9.321c1.609 1.609 4.218 1.609 5.828 0l29.785-29.785c5.214-5.214 13.767-5.607 19.075-.489 5.408 5.214 5.467 13.825.178 19.115l-38.113 38.113c-3.813 3.814-8.826 5.722-13.839 5.722z\" fill=\"#fff0ad\"><\/path><path d=\"m375.025 364.2c0 26.13-19.36 47.73-44.51 51.25-2.37.34-4.79.51-7.25.51-28.59 0-51.76-23.17-51.76-51.76 0-28.58 23.17-51.76 51.76-51.76 2.46 0 4.88.17 7.25.51 25.15 3.52 44.51 25.13 44.51 51.25z\" fill=\"#fff0ad\"><\/path><path d=\"m119.145 511.95c-.88.04-1.76.05-2.65.05-42.73 0-77.36-34.64-77.36-77.37 0-42.72 34.63-77.36 77.36-77.36.89 0 1.77.01 2.65.05-32.18 10.95-55.33 41.43-55.33 77.31 0 35.89 23.15 66.37 55.33 77.32z\" fill=\"#00c27a\"><\/path><path d=\"m330.515 415.45c-2.37.34-4.79.51-7.25.51-28.59 0-51.76-23.17-51.76-51.76 0-28.58 23.17-51.76 51.76-51.76 2.46 0 4.88.17 7.25.51-19.86 8.53-33.77 28.26-33.77 51.25s13.91 42.72 33.77 51.25z\" fill=\"#ffe177\"><\/path><path d=\"m389.655 376.69c1.45 1.24.58 3.63-1.34 3.63h-131.27c-1.96 0-2.81-2.47-1.28-3.68l13.7-10.82c1.05-.83 1.05-2.41 0-3.24l-13.7-10.82c-1.53-1.21-.68-3.67 1.28-3.67h131.27c1.92 0 2.79 2.38 1.34 3.62l-12.8 10.92c-.96.83-.96 2.32 0 3.14z\" fill=\"#eb5569\"><\/path><path d=\"m281.795 380.32h-24.75c-1.96 0-2.81-2.47-1.28-3.68l13.7-10.82c1.05-.83 1.05-2.41 0-3.24l-13.7-10.82c-1.53-1.21-.68-3.67 1.28-3.67h24.75c-1.95 0-2.81 2.46-1.28 3.67l13.71 10.82c1.04.83 1.04 2.41 0 3.24l-13.71 10.82c-1.53 1.21-.67 3.68 1.28 3.68z\" fill=\"#e53950\"><\/path><g fill=\"#8ac9fe\"><path d=\"m383.892 201.534c-2.113-.741-3.926-1.423-5.543-2.082-3.494-1.426-5.96-2.718-7.53-3.944-.232-.183-.58-1.115-.33-2.443.121-.644.679-2.791 2.756-3.416.897-.27 1.774-.425 2.635-.464 3.559-.175 7.495 1.706 8.669 2.419 3.513 2.199 8.14 1.135 10.337-2.376 2.198-3.511 1.135-8.14-2.376-10.337-.576-.36-4.327-2.636-9.493-3.891v-.591c0-4.143-3.357-7.5-7.5-7.5s-7.5 3.357-7.5 7.5v1.184c-6.306 2.261-10.968 7.803-12.268 14.692-1.264 6.701.966 13.227 5.827 17.036 2.721 2.125 6.25 4.038 11.107 6.02 1.85.755 3.892 1.522 6.225 2.342 3.838 1.356 4.228 4.109 3.88 6.181-.501 2.975-3.005 6.19-7.322 6.219-5.113.021-6.312-.153-10.043-2.591-3.467-2.264-8.115-1.291-10.381 2.178-2.265 3.469-1.29 8.116 2.178 10.381 4.061 2.652 7.271 3.957 10.797 4.562v.82c0 4.143 3.357 7.5 7.5 7.5s7.5-3.357 7.5-7.5v-1.677c7.475-2.677 13.182-9.192 14.563-17.405 1.707-10.148-3.787-19.315-13.688-22.817z\"><\/path><path d=\"m282.915 148.044c.878.335 1.78.493 2.668.493 3.021 0 5.87-1.841 7.01-4.833l3.198-8.397h22.151l3.161 8.377c1.462 3.875 5.792 5.832 9.665 4.368 3.875-1.462 5.831-5.789 4.368-9.665l-20.047-53.119c-.025-.067-.052-.136-.08-.203-1.35-3.284-4.515-5.404-8.065-5.404-.001 0-.003 0-.005 0-3.553.002-6.719 2.128-8.066 5.416-.023.058-.046.115-.068.174l-20.229 53.116c-1.476 3.869.468 8.202 4.339 9.677zm29.366-27.737h-10.777l5.413-14.213z\"><\/path><path d=\"m352.628 148.535c4.143 0 7.5-3.357 7.5-7.5v-29.716l22.688 32.854c2.172 3.143 5.812 4.478 9.268 3.396 3.522-1.099 5.798-4.376 5.798-8.35v-51.056c0-4.143-3.357-7.5-7.5-7.5s-7.5 3.357-7.5 7.5v29.707l-24.081-34.871c-1.865-2.701-5.268-3.874-8.404-2.898-3.133.977-5.268 3.878-5.268 7.16v53.774c-.001 4.143 3.356 7.5 7.499 7.5z\"><\/path><path d=\"m162.553 148.382c.543.093.92.158 6.906.158 2.896 0 7.103-.016 13.274-.05 4.143-.023 7.481-3.4 7.458-7.542-.023-4.128-3.376-7.458-7.499-7.458-.015 0-.029 0-.043 0-3.448.02-7.744.037-11.324.043v-46.373c0-4.143-3.357-7.5-7.5-7.5s-7.5 3.357-7.5 7.5v53.83c.001 3.652 2.631 6.772 6.228 7.392z\"><\/path><path d=\"m234.137 148.535c18.989 0 34.438-15.448 34.438-34.438s-15.448-34.437-34.438-34.437-34.437 15.448-34.437 34.438 15.448 34.437 34.437 34.437zm0-53.875c10.719 0 19.438 8.72 19.438 19.438s-8.72 19.438-19.438 19.438-19.438-8.72-19.438-19.438 8.721-19.438 19.438-19.438z\"><\/path><path d=\"m163.827 166.915c-4.143 0-7.5 3.357-7.5 7.5s3.357 7.5 7.5 7.5h171.461c4.143 0 7.5-3.357 7.5-7.5s-3.357-7.5-7.5-7.5z\"><\/path><path d=\"m335.288 201.422h-171.461c-4.143 0-7.5 3.357-7.5 7.5s3.357 7.5 7.5 7.5h171.461c4.143 0 7.5-3.357 7.5-7.5s-3.358-7.5-7.5-7.5z\"><\/path><path d=\"m163.827 250.929h171.461c4.143 0 7.5-3.357 7.5-7.5s-3.357-7.5-7.5-7.5h-171.461c-4.143 0-7.5 3.357-7.5 7.5s3.357 7.5 7.5 7.5z\"><\/path><path d=\"m382.243 270.436h-216.392c-4.143 0-7.5 3.357-7.5 7.5s3.357 7.5 7.5 7.5h216.392c4.143 0 7.5-3.357 7.5-7.5s-3.358-7.5-7.5-7.5z\"><\/path><path d=\"m249.557 304.942h-83.706c-4.143 0-7.5 3.357-7.5 7.5s3.357 7.5 7.5 7.5h83.706c4.143 0 7.5-3.357 7.5-7.5s-3.357-7.5-7.5-7.5z\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<a href=\"#get-started\" >\n\t\t\t\t\t\tMultiple loan options\t\t\t\t\t<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f697de7 e-flex e-con-boxed e-con e-child\" data-id=\"f697de7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-776b51e elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"776b51e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"#get-started\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 64 64\" width=\"512\"><g id=\"Flat\"><g fill=\"#a6a1ce\"><path d=\"m47 17h10v45h-10z\"><\/path><path d=\"m52 9-10 10h20z\"><\/path><path d=\"m7 17h10v45h-10z\"><\/path><path d=\"m12 9-10 10h20z\"><\/path><path d=\"m27 10h10v52h-10z\"><\/path><path d=\"m32 2-10 10h20z\"><\/path><\/g><circle cx=\"47\" cy=\"47\" fill=\"#88d392\" r=\"15\"><\/circle><path d=\"m42 53a1 1 0 0 1 -.707-1.707l10-10a1 1 0 0 1 1.414 1.414l-10 10a1 1 0 0 1 -.707.293z\" fill=\"#f1f2f2\"><\/path><path d=\"m43 46a3 3 0 1 1 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href=\"#get-started\" >\n\t\t\t\t\t\tThe best possible rates available on the market\t\t\t\t\t<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-486cfde e-flex e-con-boxed e-con e-parent\" data-id=\"486cfde\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a386ac6 e-con-full e-flex e-con e-child\" data-id=\"a386ac6\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fb6492 elementor-widget elementor-widget-menu-anchor\" data-id=\"7fb6492\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.16.0 - 20-09-2023 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div id=\"get-started\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b36614d elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"b36614d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Form<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7123677 elementor-widget elementor-widget-heading\" data-id=\"7123677\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Get Started with Foundation Mortgage<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21f7dbc elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"21f7dbc\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.16.0 - 20-09-2023 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